Financiamiento de comercio exterior (importación/exportación). Gestión de operaciones cambiarias y en divisas
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Date
2022-04-21
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Universidad Nacional de Educación Enrique Guzmán y Valle
Abstract
El objetivo del presente trabajo de investigación es mostrar que de acuerdo con el Ministerio de Comercio Extrerior y Turismo (2013), todas las transacciones comerciales implican riesgos y las exportaciones no son una excepción. Al vender en el extranjero, hay una serie de factores que pueden diferir de lo que espera: el producto puede sufrir una pérdida en el tránsito hacia su destino, el comprador puede no pagar la factura y, en la mayoría de los casos, el movimiento variable de divisas.
Si bien las amenazas no se pueden eliminar, se pueden gestionar y mitigar. Existen productos en el sistema financiero que ayudan a paliarlos. De todos es sabido que, en caso de accidente, existen pólizas de seguro que cubren todos los eventos de fuerza mayor que puedan surgir durante el transporte del producto. Pero lo que mucha gente no sabe es que el riesgo de no recibir el crédito revolvente también es controlable hasta que se realice el pago de la exportación. (Mondragón 2019).
Este estudio tiene el propósito de aplicar un enfoque de análisis de riesgo cambiario a una empresa de comercio exterior, para establecer el posible impacto de este riesgo y realizar modelos que permitan analizar varias alternativas para reducir este riesgo.
The objective of this research work is to show that according to the Ministry of Foreign Trade and Tourism (2013), all commercial transactions involve risks and exports are no exception. When selling abroad, there are a number of factors that may differ from what you expect: the product may suffer a loss in transit to its destination, the buyer may not pay the invoice, and in most cases, the movement currency variable. While threats cannot be eliminated, they can be managed and mitigated. There are products in the financial system that help alleviate them. Everyone knows that, in the event of an accident, there are insurance policies that cover all force majeure events that may arise during the transportation of the product. But what many people do not know is that the risk of not receiving the revolving credit is also controllable until the export payment is made. (Mondragón 2019). This study has the purpose of applying an exchange risk analysis approach to a foreign trade company, to establish the possible impact of this risk and create models that allow analyzing various alternatives to reduce this risk.
The objective of this research work is to show that according to the Ministry of Foreign Trade and Tourism (2013), all commercial transactions involve risks and exports are no exception. When selling abroad, there are a number of factors that may differ from what you expect: the product may suffer a loss in transit to its destination, the buyer may not pay the invoice, and in most cases, the movement currency variable. While threats cannot be eliminated, they can be managed and mitigated. There are products in the financial system that help alleviate them. Everyone knows that, in the event of an accident, there are insurance policies that cover all force majeure events that may arise during the transportation of the product. But what many people do not know is that the risk of not receiving the revolving credit is also controllable until the export payment is made. (Mondragón 2019). This study has the purpose of applying an exchange risk analysis approach to a foreign trade company, to establish the possible impact of this risk and create models that allow analyzing various alternatives to reduce this risk.
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Rendimiento académico
Citation
Ccahuana Herrera, E. E. (2022). Financiamiento de comercio exterior (importación/exportación).
Gestión de operaciones cambiarias y en divisas. (Monografía de pregrado). Universidad Nacional de Educación Enrique Guzmán y Valle, Lima, Perú.